Serving Main Street Since 1997 · Villanova, PA

Keep more of what you earn on every sale.

Merchant Services Payment Pro helps local businesses offset their processing costs with a straightforward flat-fee dual pricing program — so you stop handing a percentage of every transaction to your processor.

28 years in business
Same-day funding eligible
Service that picks up the phone

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See exactly what you could save. No obligation, no pressure.

Why This Matters

Small business owners keep getting the short end

For years, the deck has been stacked against Main Street when it comes to accepting payments. Here's what you're up against — and how we've been helping owners fight back.

Processing fees that never stop climbingEvery card sale quietly hands 3% or more to your processor — month after month, with rate creep you never agreed to.
Inflation squeezing your marginsCosts are up across the board. The last thing you should do is raise prices on loyal customers just to cover card fees.
Support that's nowhere to be foundOverseas call centers, hold music, and no one who knows your account when something breaks on a Friday afternoon.
The Difference

A local partner in your corner

We've spent decades helping small business owners across America keep their profits where they belong — in the business. Dual pricing offsets the cost of card acceptance, so you're not the one eating the fee.

And when you call, a real person who knows your account picks up. That's the way it should have been all along.

See what you could keep
What We Do

Everything you need to take a payment

One local partner for processing, equipment, funding, and the support to keep it all running.

Dual Pricing Processing

Offset card-acceptance costs with a clear, compliant dual pricing program built around a flat monthly fee.

Valor Terminals & POS

Countertop, wireless, and mobile devices that handle dip, tap, swipe, and contactless wallets out of the box.

Same-Day Funding

Qualifying merchants can be eligible for same-day deposits — a real difference when cash flow matters.

Online & Invoicing

Send invoices, take payments by link, and run transactions from a virtual terminal — no extra hardware required.

Easy Switching

Keep your existing bank account. We handle the setup so the move is simple and low-disruption.

Support That Answers

Customer service that's second to none. When you call, a person who knows your account picks up.

Terminals & POS

Hardware for every counter, table, and curb

Valor devices for in-store, on-the-go, and online — matched to how your business actually takes payments.

Valor VP100 countertop terminal
In Store

Countertop & PIN Pad

Fast countertop terminals with a customer-facing PIN pad for retail and quick-service counters.

Valor VP100 · VL300 PIN Pad

Valor VP550 wireless smart terminal
On The Go

Wireless & Mobile

4G and Wi-Fi handhelds plus a Bluetooth reader for pay-at-the-table, service calls, and pop-ups.

Valor VL110 · VL500 · VP550

Valor virtual terminal gateway on laptop and phone
Online

Virtual Terminal

Take payments by link, send invoices by email or SMS, and key transactions from any browser.

ValorPay Virtual Terminal

Limited-time placement

You may qualify for a free terminal

Eligible merchants can get a modern Valor terminal placed at no upfront equipment cost when they switch to a dual pricing program. Ask us if your business qualifies.

See If You Qualify
Valor VP550 smart terminal
Pricing Programs

No cookie-cutter rates

We start with how your business runs, then match you to a program that fits — not the other way around.

Most Popular

Dual Pricing

A flat monthly program fee in place of percentage-based processing costs. The card-acceptance cost is offset at checkout, and you keep more of every ticket.

Learn More

Traditional Processing

Prefer to keep a conventional setup? We'll review your current statement and structure straightforward, competitive pricing with no surprise fees.

Learn More

Same-Day Funding

For qualifying merchants who need cash flow fast. Pair any program with same-day deposit eligibility so your money moves at the speed of your business.

Learn More
Dual Pricing Savings Calculator

What are card fees costing you?

Move the sliders to match your business. We'll estimate what you could keep under a flat-fee dual pricing program.

Your numbers

Use your real monthly volume and current rate for the closest estimate.

%

Estimate only. Actual savings depend on your card mix, ticket size, and program terms. Under a dual pricing program, the card-acceptance cost is offset to the cardholder and the business pays a flat monthly program fee. We make no guarantees for merchant account approvals or specific savings amounts.

Industries We Serve

Built for Main Street

From the corner shop to the service van, we set up payments for the businesses that keep neighborhoods running.

Retail & Boutiques

Countertop checkout, inventory-friendly terminals, and contactless wallets your shoppers expect.

Restaurants & Cafés

Pay-at-the-table, tipping, and bill-splitting on wireless handhelds that keep tables turning.

Auto & Repair

Take deposits, final invoices, and on-the-go payments whether the work is in the bay or the driveway.

Salons & Spas

Smart tipping, fast checkout, and rebooking-friendly devices for chairs, suites, and front desks.

Professional Services

Invoice by email or text and accept payment by link — clean and simple for offices and practices.

Service & Trades

Wireless and mobile readers for plumbers, electricians, landscapers, and anyone billing in the field.

Why Switch

A processor that works like a neighbor

  • Money back in your businessDual pricing offsets card-acceptance costs so more of each sale stays with you.
  • No need to raise your pricesCover processing costs without passing a price hike to your loyal customers.
  • Keep your bank and your routineSwitching doesn't mean changing banks or relearning how you run the register.
  • Real people, same-day fundingSupport that answers, plus same-day deposit eligibility for qualifying merchants.
28Years in business
Same-DayFunding eligible
LocalVillanova, PA based

The math is simple

Most merchants are quietly paying 3% or more of every card sale. Here's where that goes — and where it could stay.

Card sale$100.00
Typical processing cost− $2.90
With dual pricingYou keep it

Illustrative example. Your actual rate and savings depend on your card mix and program terms.

Trusted by Local Merchants

What business owners say

"Mark has been taking care of our business for over 20 years. He is always available to handle any questions we may have."

LM
Longtime Merchant20+ year client

"We have saved thousands of dollars annually with the cash discount program."

CD
Cash Discount ClientVerified merchant
Get Started

Let's run your exact numbers

Send us a little about your business and we'll put together a free, no-obligation assessment of what dual pricing could mean for you.

Call us+1 (484) 686-0164
Emailmark@merchantservicespaymentpro.com
Based inVillanova, Pennsylvania

Get a Free Assessment

We'll review your current setup and show you the numbers.

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